Bitcoin in Cake Wallet

Quick steps

1. Open the stuck transaction. In your Bitcoin wallet, open the History tab and tap the outgoing transaction that is still unconfirmed.
2. Tap Bump fee. If the button is missing, the transaction spent unconfirmed coins or went to an sp1 address and cannot be bumped.
3. Choose a higher fee. Pick a faster fee level or enter a custom rate in sat/vB that is above the current one.
4. Send the replacement. Confirm and send. The new transaction replaces the old one and should confirm sooner.
5. Check History. Wait for the replacement to confirm. Only one of the two versions can ever confirm.

Bitcoin arrived in Cake Wallet with version 4.1.0 in February 2021 and is now one of its most fully featured coins. This page covers the on-chain basics. The privacy and payment layers have their own pages: Lightning, Silent Payments and Payjoin.

Seeds: BIP39 or Electrum

Most people should keep the BIP39 default. An Electrum seed only makes sense if you need it to match an existing Electrum-format wallet. Restoring a BIP39 seed elsewhere works in wallets such as Sparrow if you pick native SegWit and the same path; see Cake Wallet vs Sparrow and Electrum.

Old weak seeds. Cake Wallet versions from 2020 and 2021 created 12-word Electrum-style Bitcoin seeds with weak randomness. Cake Wallet disclosed the problem in May 2021, and the app still warns owners of affected wallets. If your Bitcoin wallet was created by Cake Wallet in that period with a 12-word seed, create a new wallet and move the funds. Monero was not affected. The full story is in is Cake Wallet safe.

Address types

Cake Wallet gives you a new address after each use; older addresses keep working. The Receive screen offers:

• Default (P2WPKH): native SegWit, starting with bc1q. Use this unless the sender needs something else.
• Lightning: a reusable @cake.cash address or an invoice.
• Silent Payments: a reusable address starting with sp1.
• Under More Options: Taproot (P2TR, bc1p), Segwit (P2WSH), Segwit-Compatible (P2SH, 3) and Legacy (P2PKH, 1).

To switch, tap the current address type at the top of the Receive screen. Not every exchange can send to Taproot or Silent Payment addresses; if a withdrawal is rejected, use the default bc1q address. Check an address with the address checker.

Bitcoin accounts (new in 6.5.0)

Since version 6.5.0 (October 2026), one Bitcoin wallet can hold several accounts with separate balances, addresses and history, all covered by the same seed. Turn on Multiple Accounts under Settings, Bitcoin Settings, Accounts (Onchain), then tap Add Account. Points to know (Cake Wallet docs, 2026):

• Sending, receiving and coin control use the active account only.
• Extra accounts use bc1q addresses only. Lightning and Silent Payments stay on the first account.
• Accounts can be archived but not deleted.
• Accounts need a BIP39 seed. They are not available for hardware wallets, watch-only wallets or Electrum-seed wallets.
• After a restore, turn Multiple Accounts on so the wallet finds used accounts; re-add others in their original order.

Coin control

Coin control lets you pick which coins (UTXOs) a transaction spends. That matters for privacy, because spending two coins together links them on-chain, and for fees, because many small coins make a transaction larger. In Cake Wallet you can filter coins for one transaction on the Send or Swap screen, or freeze coins in the coin control settings so they are never spent until you unfreeze them.

Fees and Bump fee (RBF)

Bitcoin has four fee options: Fast (about 30 minutes), Medium (about an hour, the default), Slow (about 24 hours) and Custom, where you set your own rate in sat/vB. Bitcoin is the only coin in Cake Wallet with a Custom fee (Cake Wallet docs, 2026).

Replace-By-Fee arrived in version 4.15.4 (April 2024). If a transaction is stuck, open the History tab, tap the transaction, tap Bump fee, set a higher fee and send. Limits:

• Bump fee appears only on outgoing Bitcoin transactions. Litecoin, Bitcoin Cash and Dogecoin do not offer it.
• It is hidden for payments sent to sp1 Silent Payment addresses.
• Transactions that spend unconfirmed coins do not signal RBF, so their fee cannot be bumped.

More fixes are in transaction pending.

Sync, nodes and Tor

Bitcoin wallets connect to Electrum servers. Cake Wallet uses its own servers by default, and you can add your own, usually on port 50002 with SSL; a mismatch between SSL and port is a common reason a custom node shows as offline. Version 6.5.0 made Bitcoin sync faster: balances appear sooner while older transaction details load in the background. It also added a Cake Wallet (Tor) onion node for Bitcoin and Litecoin. See custom nodes and Tor. If the wallet is stuck, Cake Wallet not syncing has fixes.

Hardware wallets, xPub and watch-only

Bitcoin works with Ledger, Trezor (signing natively since 6.4.4, September 2026), BitBox02 on Android, and COLDCARD by QR code. The xPub is under Settings, Recovery & Keys, on the Keys tab; it covers the first account's bc1q addresses and lets you build a watch-only wallet elsewhere. Anyone with your xPub can see your balance and history. Lightning and accounts are switched off for hardware and watch-only wallets. See Ledger and Trezor in Cake Wallet.

Safety basics

Back up your seed on paper before receiving funds. Cake Wallet never asks for your seed and never messages you first. Download the app only from official sources and check it with the download checker.

Frequently asked questions